Holiday Closure Calendar

Are banks open on New Year's Day 2027?

Official Last verified October 28, 2026

Closed on Friday, Jan 1

Friday, January 1, 2027.

Confirmed on the official schedule.

What to expect

Branches close and the Federal Reserve does not process check clearing, ACH or wire transfers, so deposits made on the holiday post the next business day. ATMs and online banking still work.

Some branches, such as those inside grocery stores, keep their own hours. Check your branch before you go.

Check the post office on New Year's Day

Is the post office open on New Year's Day 2027?

New Year's Day in 2026

See New Year's Day 2026

Other 2027 holidays

Martin Luther King Jr. Day
Jan 18
Presidents Day
Feb 15
Memorial Day
May 31
Juneteenth
Jun 19
Independence Day
Jul 4
Labor Day
Sep 6
Columbus Day
Oct 11
Veterans Day
Nov 11
Thanksgiving Day
Nov 25
Christmas Day
Dec 25

Source

Rule and dates: Federal Reserve Financial Services holiday schedule. Last verified October 28, 2026.