Banks are open on Friday, Dec 24
Saturday, December 25, 2027 falls on a Saturday. The Federal Reserve does not move the holiday to Friday, so banks are open Friday, December 24, 2027 and the Saturday is a non-business day.
Branches close and the Federal Reserve does not process check clearing, ACH or wire transfers, so deposits made on the holiday post the next business day. ATMs and online banking still work.
Some branches, such as those inside grocery stores, keep their own hours. Check your branch before you go.
Is the post office open on Christmas Day 2027?
Rule and dates: Federal Reserve Financial Services holiday schedule. Last verified October 28, 2026.